Vacancies

Treasury Manager

We are looking for a Treasury Manager to join our Treasury department.

The successful candidate will collaborate with senior managers to determine funding opportunities whilst assessing and managing financial risk.

If you are interested in finding out more information or wish to apply, please email careers@mfg.im including your salary expectations or apply below.

General Purpose

This role will work with the Group Treasurer in managing the Group’s cash flow forecasting for devising/implementing policies relating to the investment of surplus cash, managing and monitoring compliance with investment policy and delivery of interest rate hedging opportunities.  The successful candidate will collaborate with senior managers to determine funding opportunities whilst assessing and managing financial risk.  The Treasury Manager will provide cover to Manx FX Limited (a subsidiary company) on an ad hoc basis.

Key Tasks, Responsibilities and Accountabilities

• Support the Group Treasury Manager in creating a treasury management framework for the Group.
• To assess, monitor, plan and manage the efficient utilisation of cash and financial services in a manner consistent with the objectives of the Group.
• Forecast daily cash requirements and execute daily financing decisions in line with delegated authorities.
• Ensure appropriate treasury management systems and cash management processes are in place.
• Provide input in the improvement of working capital across the Group.
• Provide treasury input into the Group’s general financial budgeting and forecasting.
• Forecast cash flow positions, related borrowing needs, and funds available for investment.
• Use hedging to mitigate financial risks related to the interest rates on the Group’s borrowings.  A knowledge of interest rate instruments i.e. SWAPS, FRA’s would be desirable.
• Ensure that sufficient funds are available to meet ongoing operational and capital investment requirement.
• Continually review how best to utilise surplus cash in the short, medium and long-term.
• Preparation of Treasury reports.
• Critically review in detail the cash flow forecasts for other Group subsidiaries each month and work to improve the accuracy of its forecasting as required.
• Provide Treasury KPI reporting
• Maintain a system of policies and procedures that impose an adequate level of control over treasury activities.
• Continued professional development of knowledge and understanding of consumer and business finance industry.
• Maintain awareness and ensure Compliance with applicable laws, service standards, company policies and procedures, anti-money laundering legislation, agreed operational and control processes relevant to the Group.
• Promote and adhere to the Group’s culture and values.
• Identify and drive own personal career development needs through self-analysis and feedback from others.
• To attend Finance seminars and conferences to maintain an awareness of changes within the industry.

Working Relationships

• All Heads of Functions 

Decision Making Authority

• Within limits delegated by Schedule of Delegated Authority 

Knowledge, Experience and Skills

• CISI – Certificate in Investment Operations
• ACT/treasury qualification or equivalent would be highly desirable
• Minimum 5 years of progressively responsible treasury experience within the financial services industry.
• Extensive experience in preparing cash forecasts and cash flow analyses.
• Experience in building complex financial models to evaluate various financial plans.
• Advanced analytical, organisational and interpersonal skills.
• Ability to prioritise workloads and schedule
• Strong IT skills including Excel modelling.
• Current knowledge of treasury reporting tools or similar would be an advantage.
• Ability to prioritise workloads and schedule

Core Competencies

• Communication - Level 3
• Teamwork - Level 3
• Adaptability & Learning - Level 3
• Planning and Accountability - Level 3
• Using Technology - Level 3
• Influencing for Results - Level 3

Reporting Accountant

Our Finance team is growing and we are looking for a Qualified Accountant to join a diverse team. 

The successful candidate will support the Finance team with the internal and external reporting responsibilities and assist the department in critical reviews of it's output. A background in Financial Services or Audit would be preferable.

If this is something you are interested in and would like to find out more or wish to apply, please send your CV and salary expectations to careers@mfg.im or alternatively, apply below.

Purpose of Role

• To support the Finance team with the internal and external reporting responsibilities and assisting the department in critical reviews of its output. 

Key tasks and responsibilities

• Preparing management, committee, regulatory and statutory reports required.
• Preparing variance and margin reviews of the Bank’s figures and investigating any anomalies.
• Aged item reviews of bank and debtor/creditor accounts.
• Preparation of variance analyses as appropriate.
• Preparation of budgets for the Group and its subsidiaries.
• Preparation of financial sections of the ICAAP.
• Review of monthly management accounts.
• Review of reports for ALCO, CCO, RMCO and various other committees.
• Review of quarterly FSA/FCA returns.
• Review of tax returns.
• Assisting in preparation of year-end accounts for Conister Bank Limited and MFG plc.
• Working with the accounts project team to implement automated efficiencies.
• Form part of control activities for the Bank by checking and reviewing work of others.
• Ad-hoc projects.

Principle Accountabilities

• Principally: Group Financial Controller
• Also: Bank and Group Finance Director

Knowledge, Experience and Skills

• Qualified accountant
• Audit or Financial Services background would be preferable
• Excellent excel and numeracy skills
• Well organised with excellent communication skills
• Excellent working knowledge of IFRS and UK Accounting Standards
• Ability to work under pressure and meet deadlines
• Knowledge of ERP systems (preferably SUN)

Working Relationships

• Other members within the finance team
• Responding to external banking relationships

Competency Framework

• Judgement                          Level 3
• Communication                   Level 3
• Teamwork                           Level 3
• Adaptability and Learning   Level 3
• Using Technology               Level 3

Compliance and Data Protection Advisor

A new opportunity for a Compliance and Data Protection Advisor has arisen.

This new role will work within a small Risk and Compliance team as the Group Data Protection Officer providing the Group with support around data protection, information security and records management whilst also providing compliance support to ensure that there are adequate and effective controls in place to mitigate against regulatory risks.

If you are looking for a new challenge within a growing organisation and would like to join our team of talented people, please send your CV to careers@mfg.im or apply below.

We can't wait to hear from you!

General Purpose

• To provide the Manx Financial Group PLC and its subsidiaries with support around compliance, AML/STF, data protection, information security and records management.
• To act as the Group Data Protection Officer, and to work as part of the Compliance & Risk Team contributing to the maintenance of the Group’s risk management and compliance framework.
• The role will have unfettered access to all business lines and support departments, with the authority to examine business processes, documents and speak to any member of staff in order to accomplish stated objectives.

Key tasks and responsibilities

 Data Protection

• Act as the Data Protection Officer for MFG PLC and its subsidiaries, keeping abreast of data protection legislation in the UK and IOM, and keeping internal policies up to date;
• Identifying, documenting, assessing and monitoring the data protection risks (including those relating to information security and records management) to which MFG are exposed, and the controls in place to manage those risks;
• Assisting in the design, documentation and implementation of more robust controls where weaknesses are identified;
• Provide guidance on the practical implementation of data protection requirements, and the responsibilities involved with the processing of personal data;
• Reviewing and assisting with data protection contractual arrangements, privacy impact assessments and data protection audits;
• Log and deal with any data protection related incident and breach reports;
• Log and deal with any requests from data subjects exercising their rights under the acts (subject access requests, rights of data portability, rights to erasure etc.);
• Maintain the MFG data protection registrations with the UK and IOM ICO’s, submitting notifications to the Isle of Man Information Commissioner or the UK GDPR, as appropriate;
• Deal with ad hoc data protection related queries from the staff.

Compliance

• Actively contribute to compliance with all legislation, regulation and applicable codes of practice in the markets in which we operate (including specifically Isle of Man FSA and UK FCA);
• Assist with the maintenance of compliance procedures and to ensure they are in line with regulatory requirements;
• Support the building and implementation of robust tools for the identification, assessment and mitigation of regulatory risk across the Group;
• Participate in a programme of comprehensive compliance monitoring to ensure the adequacy and effectiveness of processes and controls in place to manage compliance with regulatory requirements;
• Independently identify and escalate any issues which threaten non-compliance with regulatory obligations and ensure appropriate action is taken to address issues raised;
• Review referrals to Compliance and provide advice on compliance and risk requirements;
• Provide compliance advice and support for ongoing business development;
• Promote risk and compliance awareness within the business and the development of a positive risk and compliance culture, including the provision of regulatory compliance and risk related coaching and training to the business as required.

Knowledge, Experience and Skills

• Hold a relevant professional qualification (preferably a Practioner Certificate in Data Protection or equivalent, and/or ICA Diploma in AML or Compliance);
• Minimum of 3 years relevant industry experience (e.g. Data Protection, Compliance, Financial Services, or Investment Business);
• An up-to-date reasonable knowledge of the Isle of Man or UK’s Data Protection legislation, the Isle of Man FSA Rule Book and AML/CFT requirements.
• Desire to learn and develop skills into the niche area of data protection;
• Systematic work approach and attention to detail;
• Good procedural and/or report writing skills;
• Ability to work under pressure and to tight deadlines;
• Strong Strategic and analytical thinking;
• Excellent communication skills.

Competency Framework

• Planning and Accountability - Level 3
• Adaptability and Learning - Level 3
• Judgement - Level 3
• Communication - Level 3
• Customer Focus - Level 3

Business Development Manager - CF&L Manchester

Exciting opportunities have arisen for experienced, highly driven and motivated Business Development Managers to join Conister Finance & Leasing's new operational hub based in the heart of Manchester.

We are looking for individuals with a strong background in asset finance and proven sales track record to play a fundamental role in the future development of the Company.

Terms & Conditions: Full-time permanent with an attractive benefits package and working environment.

If you are ready for your next career move and interested in a new challenge, we would like to hear from you.

For further information or to apply, please email your CV together and remuneration, in the strictest of confidence, to careers@mfg.im.

General Purpose

The job holder is responsible for identifying new business opportunities, markets, partnerships within own designated geographic region and to meet agreed sales targets and company objectives. Deliver excellent customer service to all clients, prospects, internal and external customers accross the Group.

Key tasks and responsibilities

• To develop and maintain relationships with existing clients/introducers and establish new relationships with potential customers/introducers.
• To proactively seek out new clients, revenue streams and effectively convert leads to opportunities by using best practice and delivering excellent customer service at all time.
• To underwrite quality profitable business within delegated discretionary power and underwriting guidelines as set from time to time.
• Keeping up to date with our competitors and other market changes.
• Consistently and accurately provide information to the Executive Director or nominated person to assist in the production and completion of monthly/quarterly/annual sales analysis and reports.
• Working effectively and as a team with all colleagues in all departments to achieve the common goal of writing good quality new business.
• Ensure introducers fully understand the Company's lending criteria and regulatory requirements, including KYC and AML.
• Continued professional development of knowledge and understanding of consumer and business finance industry including the Company products and services, clients, competitors, introducers and markets.
• Maintain awareness and ensure compliance with applicable laws, service standards, company policies and procedures, anti-money laundering legislation, agreed operational and control processes relevant to the Company.
• Promote and adhere to the Company's culture and values.
• Working effectively and as a team with all colleagues to achieve the common goal of writing good quality new business.
• Identify and drive own personal career development needs through self-analysis and feedback from others.

Principle Accountabilities

• Achievement of the sales target in core product areas including existing client base, new clients and referrals/leads.
• Demonstrate and apply technical skills, market and product knowledge skills to a level that will support business development.
• Maintain clear and accurate records of all documentation in line with internal policies and procedures.
• Identify and promote cross-selling opportunities within the business.
• Promote the business externally through social and networking activities.

Knowledge, Experience and Skills

• Experienced DBM or sales executive within the financial services industry preferably asset finance.
• Proven track record in achieving challenging sales targets and delivering outstanding customer service.
• High-level interpersonal skills are essential as this role will involve influencing at all levels.
• Strong time management, planning and negotiation skills.
• Numerate and proficiency in MS Office.
• Clean driving license is essential.

Working Relationships

• Liaison with customer services staff to ensure that business leads/referrals are maximised.
• Liaison with the Debt Recovery Team in relation to default customers. 
• Liaison with internal compliance staff, to ensure records are accurate and compliant.

Decision Making Authority

• The jobholder is responsible for recommending asset finance solutions to clients.
• Decisions relating to recommendation of products and appropriate solutions.
• Responsibility for contributing to/management of the agreed departmental budget.

Competency Framework

Commercial and Entrepreneurial Acumen                  Level 3

Customer Focus                                                          Level 3

Judgement                                                                  Level 3

Sales and Marketing                                                   Level 3

Influencing Results                                                     Level 3