Call us on 694 694

Call us on 694 694

Mon–Thurs: 9am–5.30pm
Fri: 9am–5pm
CELEBRATING 83 YEARS We've been supporting the local community since 1935

Setting up a new business is hard but Conister backed me right from the start

Miles Pettit - Noa Bakehouse

Fixed Rate Savings

Competitive fixed rate, fixed term savings accounts

Customers can choose from a range of competitive fixed rate, fixed term savings accounts. We offer a variety of fixed term deposits, including 6, 12, 24, 36 and 60 months.

SavingsUp to 2.00% AER

For large deposits, in excess of £1m, we can design bespoke savings products based upon individual circumstances.

Fixed Term Account Interest Rates Effective from 26th June 2018

Term Annual Gross % p.a Annual AER % p.a Monthly Gross % p.a Monthly AER % p.a Interest Payment Options Min Balance


0.50% 0.50% 0.30% 0.30%

On maturity, monthly



0.75% 0.75% 0.55% 0.55%

On maturity, monthly



1.00% 1.00% 0.80% 0.80%

Annually, monthly



1.50% 1.50% 1.30% 1.31%

Annually, monthly



2.00% 2.00% 1.80%  1.81%

Annually, monthly


Rates are open to new and existing Conister Bank customers.
Interest rates are available on a limited offer basis and are subject to change or withdrawal at any time. Minimum balance required GBP 5,000. Maximum balance per depositor is GBP 1 million. In sterling only. Interest can be paid monthly, annually or on maturity.Terms and conditions apply. No early withdrawals permitted. AER stands for the Annual Equivalent Rate and illustrates what the interest would be if interest was paid and compounded to the account once a year. Annual Gross Rate is the same as the Contractual Rate. Interest rates are fixed for the terms indicated and are quoted gross % per annum (p.a).

Frequently Asked Questions

Why are you asking me for so much information?

In order for us to meet our legal, regulatory responsibilities and internal policies and standards relating to Know Your Customer (KYC) responsibilities, we require you to provide us with the information to enable us to establish your identity.

How much can I deposit?

The minimum balance is £5,000 and the maximum balance (excluding interest) is £1,000,000. Larger deposits may be accepted at our discretion.

Am I eligible to open an account?

All our accounts are open to Isle of Man residents or UK Expats holding a UK passport aged 18 or over.

Can I close my account early?

We offer fixed minimum term savings products that do not permit early withdrawal. However, under special circumstances we may allow an early withdrawal.

Where can I find your terms and conditions?
How is my money protected?

We are covered by the Isle of Man Depositors’ Compensation Scheme (DCS), the current limits are up to £50,000 per person and £100,000 for money held in joint names. For further information please see:

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Where to find us

Come and talk to our team in branch at:
Conister Bank Limited, Clarendon House, Victoria Street, Douglas, Isle of Man, IM1 2LN

We are open Mon to Thurs 9am - 5:30pm, Fri 9am - 5pm