Vacancies
We are always on the look out for new talent... Could this be YOU?
Are YOU looking for a rewarding career?
We believe that our people are our most valuable commodity, and we strive to attract only the best people who will be the driving force behind our success. In return, we invest in their growth and reward them for their hard work, loyalty, and dedication.
We recognise that building and developing your career is important. We encourage our employees to grasp every opportunity available by adding to their skill sets and by supporting them through relevant qualifications.
The foundations of our business has been built upon our people being passionate about customer service. We've created a sustainable working environment with flexible working hours to support the well-being of our people and our ESG strategy, as we endeavor to continually reduce our carbon footprint.
Our people's success is driven by the Conister Code:
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Customers - the excellence of service
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Ownership - the attitude of excellence
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Integrity - doing the right thing
Come and join our team...
If you are looking for a career change, are driven by success and are a person of value, we would like to hear from you.
Equal Opportunities
Conister Bank Limited recognises and actively promotes the benefits of a diverse workforce and is committed to treating all employees with dignity and respect regardless of race, gender, disability, age, sexual orientation, religion or belief. We therefore welcome applications from all sections of the community.
Credit Underwriter
We’re recruiting a Credit Underwriter to join our Credit Team at Conister Bank.
As a Structured Finance Credit Underwriter, you’ll be at the heart of our decision-making process assessing new and existing credit proposals, evaluating financial data, and making informed recommendations in line with our credit policy and appetite. This role spans both structured finance and wider commercial/personal lending, offering variety and challenge in a fast-paced environment.
Join us to help strengthen Conister Bank’s credit function and support our commitment to responsible lending for UK and IOM SMEs.
For a full job description or to apply, please see below.
Key tasks and responsibilities
In this role, you will:
- Assess credit proposals across Structured Finance and commercial lending portfolios in order to determine the degree of risk involved in lending to them.
- Analyse financial statements, cashflow forecasts, and budget plans
- Review open banking data, management information, and credit reference reports
- Produce risk assessments and recommend appropriate terms and covenants
- Evaluate security structures and loan book trends
- Identify and mitigate credit risks aligned with the Bank’s credit appetite
- Approve proposals within your delegated authority and escalate where required
- Support fraud detection, affordability assessments, and KYC compliance
- Collaborate with teams across Credit, Structured Finance, Finance, and Compliance
- Maintain accurate and high-quality reporting and analysis
Principle Accountabilities
You will report to the Head of Structured Finance Credit and work closely with the Head of Structured Finance, Head of Credit and Underwriting, and Credit Committee where required.
Knowledge, Experience and Skills
The ideal candidate will have:
- Experience in sanctioning credit facilities within banking or working in a credit role
- Sound understanding of financial statements, cashflow forecasting and key ratios.
- Familiarity with structured finance tools, including Block Discounting and receivables
- Proficiency in interpreting financial statements, affordability measures and concepts of lending
- Ability to work to tight deadlines with high attention to detail
- Strong communication skills to influence stakeholders at all levels
- Sound knowledge of KYC processes and financial crime prevention
- MS Office proficiency and numeracy
Working Relationships
- Head of Structured Finance Credit
- Head of Structured Finance
- Structured Finance Team
- Credit Team
- Finance Team
- Compliance Team
Decision Making Authority
You will hold personal underwriting authority in line with Conister Bank’s Credit Policy and Delegation Mandates.
Credit Data Analyst
We’re recruiting a Credit Data Analyst to join our Structured Finance Team at Conister Bank.
As a Credit Data Analyst, you’ll play a key role in supporting our Structured Finance portfolio by collecting, validating, and interpreting data to deliver actionable insights. You’ll monitor financial and non-financial covenants, analyse customer performance, and help ensure ongoing portfolio health – all post-sanction. This role is perfect for someone with strong analytical capability, excellent attention to detail, and a passion for using data to influence commercial outcomes.
Join us to help drive Conister Bank’s structured finance efforts, supporting UK SMEs and contributing to sustainable growth in the lending industry.
For a full job description or to apply, please see below.
Key tasks and Responsibilities
In this role, you will:
- Collect, clean and validate data from internal and external sources
- Reconcile and analyse datasets to identify patterns, discrepancies, and trends
- Analyse financial statements, forecasts, and open banking data
- Monitor customer compliance with financial and non-financial covenants
- Build and maintain dashboards to track portfolio performance and KPIs
- Collaborate with teams across the business to support data-driven decisions
- Present findings through reports and visualisations
- Support segmentation, cohort analysis, and forecasting
- Identify opportunities to automate and streamline reporting
- Ensure data accuracy and alignment with bank policy and regulatory standards
Principle Accountabilities
You will report to the Head of Structured Finance Credit and work closely with teams across Structured Finance, Credit, Finance, and Data. Occasional input may be required for reporting to the Credit Committee.
Knowledge, Experience and Skills
The ideal candidate will have:
- Proven experience in a data analysis or insight role
- Understanding of financial statements, key ratios and cashflow forecasting
- Strong SQL and data manipulation skills
- Proficiency with visualisation tools (e.g. Power BI or Tableau)
- Analytical mindset with attention to detail
- Ability to communicate insights clearly through data stories and reports
- Experience in financial services or lending environments (preferred)
- Organised, professional, and able to work under pressure
Working Relationships
- Head of Structured Finance Credit
- Head of Structured Finance
- Credit Team
- Finance Team
- Data Team
Decision Making Authority
This is a non-underwriting role. You will provide insight and analysis post-sanction and are not involved in credit decision-making.
Reconciliations Manager
Join Conister Bank as a Reconciliations Manager, where you will lead the reconciliation function across the Manx Financial Group.
This role is crucial in ensuring the accuracy and timeliness of financial reconciliations, maintaining robust internal controls, and enhancing the effectiveness of our finance operations. You will oversee a team, drive process improvements, and collaborate with stakeholders across departments and subsidiaries.
Help us maintain financial integrity and support Conister Bank’s mission of delivering excellence in finance and operational control.
For a full job description or to apply, please see below.
Key Tasks and Responsibilities
As Reconciliations Manager, you will:
- Lead the reconciliation team and work closely with IT, Operations, and external suppliers to resolve reconciling items promptly.
- Prepare and review balance sheet reconciliations, investigate discrepancies, and escalate issues where necessary.
- Drive the implementation of automated reconciliation tools and process improvements, including RPA and ledger system enhancements.
- Maintain and update the Group reconciliation matrix to ensure all critical reconciliations are identified and completed regularly.
- Review reconciliation outputs to ensure accuracy, quality, and compliance with accounting standards.
- Train and develop team members to strengthen reconciliation knowledge and capability.
- Support the month-end close process through accurate journal postings and timely reporting.
- Process and release electronic payments with robust controls in place.
- Contribute to Finance and business-wide initiatives through involvement in ad hoc projects.
- Ensure compliance with anti-money laundering requirements and other internal policies.
Principle Accountabilities
You will report directly to the Group Finance Director and work closely with teams across the Group, particularly IT, Operations, and subsidiary finance departments.
Knowledge, Experience and Skills
The ideal candidate will have:
- Part-qualified accountant status or be actively studying toward an accounting qualification – or significant prior reconciliation experience.
- Strong Excel and numeracy skills.
- High attention to detail and excellent communication abilities.
- Ability to work under pressure and meet strict deadlines.
- Experience with ERP systems (ideally SUN and Xero).
Working Relationships
Internal: Group Finance Director, finance teams across subsidiaries, IT, Operations
External: Auditors, banks, Sapphire Systems, other third-party suppliers
