Personal Loans

Conister Bank can provide you with a Personal Loan from £500 to £30,000 and depending on how much you wish to borrow, you can even apply online!

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Life comes with opportunities and unexpected costs - whether you’re upgrading your home, covering an important expense, or planning a major purchase. Our Personal Loans offer a straightforward and flexible way to borrow, with fixed interest rates and manageable monthly repayments.

Why Choose a Conister Bank Personal Loan?

🟣 Borrow between £500 and £30,000 - Finance home improvements, unexpected expenses, or big life moments

🟣 Short-term & long-term options - Choose between 6 to 18 months for quick repayments or 12 to 60 months 

🟣 Fixed interest rates - Predictable monthly repayments with no surprises

🟣 Flexible repayment terms - Choose between 6 to 60 months to suit your budget

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Short Term

Apply online for a short term Personal Loan for values upto £5,000 and you can repay within 6 to 18 Months.

Longer Term

Apply online for a longer term Personal Loans for values upto £30,000 and you can repay from 12 to 60 Months.

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What Can a Personal Loan Be Used For?

✔ Home Improvements - Renovate, redecorate, or upgrade your home

✔ Unexpected Expenses - Cover medical bills, veterinary costs, car repairs, or emergencies

✔ Major Purchases - Finance furniture, appliances, or technology upgrades

✔ Dentistry - Cover the cost of dental treatments, orthodontics, or cosmetic procedures

✔ Education - Fund tuition fees, professional courses, or skill development programmes

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How We Decide

At Conister Bank, we believe in responsible lending, ensuring that our loans are affordable and suitable for each applicant. Our decisions are based on a combination of factors, including your income, financial history, and ability to make repayments.

To apply, you must be an Isle of Man resident, at least 18 years old, and have a regular income. While individuals can apply from the age of 18, a guarantor is required until they reach 21.

All lending decisions are made locally in the Isle of Man, allowing us to provide quick, personalised service without the delays of call centres. If you’re eligible, we aim to give you a fast decision so you can access the funds you need with confidence.