Manx Financial Group Reports Q3 2025 Growth and Strategic Partnerships

Manx Financial Group Reports Q3 2025 Growth and Strategic Partnerships

13 November 25

 

Manx Financial Group has taken a significant step toward improving investor engagement by launching quarterly operational updates. These updates will provide shareholders and prospective investors with clear insights into the Group’s performance, strategic initiatives, and market outlook. The Q3 2025 report highlights strong growth across key subsidiaries, new partnerships, and continued investment in technology and capabilities to support long-term success.

Quarterly Highlights

• Conister Bank grew its net loan book by 3.9% during the quarter, with deposits up 3.7%. Year-to-date, the net loan book has increased by 9.5%, while deposits rose by 4.0%.
• Entered an exclusive partnership with Fiinu plc to deliver seamless overdraft solutions for the UK market.
• FCA extended its consultation on the proposed compensation scheme for historic discretionary commission arrangements.
• Payment Assist Limited continues strong performance with new partners and international expansion.
• Other lending subsidiaries reported 10% quarter-on-quarter growth.
• Strategic investment in the Group’s collections capabilities.
• New Group website launched in September, enhancing investor engagement.

Market Overview

Economic conditions remain challenging, with UK interest rates expected to stay higher for longer and inflation above the Bank of England’s 2% target. Anticipated tax rises in the upcoming Budget will likely reduce disposable income for consumers and businesses. Despite this, the Group’s short-term lending products and access to retail deposits through two banking licences position us well for continued organic growth.

We also launched our new Group website in September, offering improved functionality and access to investor resources, including recordings of recent presentations. Notifications of these events are available via the LSE Reach service.

Conister Bank

• Net loan book up 9.5% year-to-date, improving the loan-to-deposit ratio by 5% to 97%.
• Strong demand for lending products across the Isle of Man and UK.
• Partnership with Fiinu plc introduces flexible overdraft solutions without requiring customers to switch banks.
• Isle of Man lending consistently exceeds £5 million per month.
• FCA’s interpretation of the Supreme Court ruling on discretionary commission arrangements is under review; consultation extended by five weeks.
• Ongoing discussions with the British Business Bank regarding Bounce Back Loan Scheme support.

Payment Assist

• Secured five new partner agreements, driving growth into 2026 and beyond.
• Continued support from Neil Jeffery in an exclusive consultancy role, aiding UK and overseas expansion.
• Irish consumer credit licence application progressing, with initial meeting scheduled with the Central Bank of Ireland.

Other Group Activities

• Lending subsidiaries in niche markets and wealth management/FX businesses performing in line with expectations.
• Increased investment in debt collection technology and personnel, expected to enhance portfolio performance by late 2026.

Visit our new website for more details and investor resources: MFG

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